wealth protection, liability, umbrella policy

How to Avoid Retirement Woes

Remember Beanie Babies?  In the late 1990s, Beanie Baby mania swept the country, with amateur collectors searching frantically at every card shop and kids store to find the latest beanie. Many turned to online stores and eBay, looking for the Beanie Baby that would make them enough money to retire or send their kids to college.

by Dan Zalipski, CFA 

Equities moved higher over the past month with the U.S. markets leading the charge.  Emerging and developed international markets were not far behind.  The bond markets also rallied marking the second month in a row that both equities and bonds have moved higher. 

The following segment first aired on KEDM 90.3.

Tiger Woods roared to life by winning the 2019 Masters – his fifth green jacket.  He last won at Augusta in 2005 and it’s his first major win in 11 years. Athletically, his win marks one of the greatest comebacks in all of sports.

By Paul Morrone CFP®, CPA/PFS, MSA

After reading my father’s article a couple of weeks ago, it made me realize what little experience I have working on cars. It’s no secret I love to drive them, but actually getting out a wrench and working on a car myself is an entirely different ballgame. I have many reservations about working on my own car, fear of breaking an expensive part, fear of not having the right tools, fear of not knowing what to do, and fear of having to have the car towed to the shop because I screwed something up (which will inevitably cost an arm and a leg). And if I’m being honest, I never really want to devote the time to it when I could be out and about doing something which I deemed to be more fun. As time goes on, however, I’m becoming increasingly more curious about what I’m capable of and have started dipping my toes in to the world of automotive maintenance.

How to Avoid Retirement Woes

Most consumers typically have both a credit card and a debit card. Of course, the biggest difference between the two is that a debit card will immediately take money out of your bank account when used, unlike a credit card, which will pay for the purchase and later add the amount of the transaction to your monthly statement.

But are there any other differences between the two?

By Gary Silverman, CFP®

My attempt at a marathon had started. I was blessed by the absence of rain. Temperatures were cold, but I was dressed appropriately for it. My top layer was a windbreaker that also acted like a thermostat—I could raise and lower the zipper to cool down or warm up as conditions warranted.

Gratitude

By: Gary R. Oman

As Easter approaches, it seemed to me that this would be an opportunity to express my appreciation.  Sometimes, in passing, we reflect on people or acts of kindness or other things, saying, “that was thoughtful or that was nice”.  Those are good thoughts but sometimes more is better.